Modern Real Estate Lending
25 Ratings (4.9 average)
The fastest, most straight-forward funding for flips & rentals — built on top of cutting edge technology.
The fastest, most straight-forward funding for flips & rentals — built on top of cutting edge technology.
The fastest, most straight-forward funding for flips & rentals — built on top of cutting edge technology.
Loans that move at your speed.
Loans that move at your speed.
Loans that move at your speed.
Near instant quotes. Fast approvals. 100% close rate on every committed loan—no last-minute surprises.
Near instant quotes. Fast approvals. 100% close rate on every committed loan—no last-minute surprises.
Near instant quotes. Fast approvals. 100% close rate on every committed loan—no last-minute surprises.
6.2
6.2
Days Avg. to Close
6.2
Days Avg. to Close
$5M
$5M
Funded to Date
$5M
Funded to Date
97%
97%
Repeat Borrower Rate
97%
Repeat Borrower Rate
4.9
4.9
Avg. Review Rating
4.9
Avg. Review Rating
Funding when you need it most.
Funding when you need it most.
Funding when you need it most.
01
Apply in 5 Minutes
Tell us about the deal. No paperwork, no calls.
01
Apply in 5 Minutes
Tell us about the deal. No paperwork, no calls.
01
Apply in 5 Minutes
Tell us about the deal. No paperwork, no calls.
02
Get Instant Underwriting
Watch your deal progress in real time.
02
Get Instant Underwriting
Watch your deal progress in real time.
02
Get Instant Underwriting
Watch your deal progress in real time.
03
Get Funded in 5 Days
Sign docs. Get wired. Break ground.
03
Get Funded in 5 Days
Sign docs. Get wired. Break ground.
03
Get Funded in 5 Days
Sign docs. Get wired. Break ground.
Power your next deal with flexible loan programs.
Fix-and-Flip and Bridge loans funded in days—apply online, track underwriting in real time, and close with zero hidden fees.
Trusted by real estate investors, agents, and builders across the U.S.
Hear how real investors and builders used our capital to move fast and scale smart.
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
I’ve worked with a few lenders before, but Zendra made everything refreshingly simple. As a small developer juggling multiple tasks, having a lender that actually picks up the phone, texts back quickly, and explains the numbers clearly was a game changer. Funds came fast, and the terms were fair. Will definitely use them again on my next project.
Alex Grammenos
Veteran investor in Ohio
Working with Zendra was incredibly easy. We’ve already originated several loans with him and everything went smoothly — even my title company was impressed by how seamless the process was. Looking forward to doing many more deals with Zendra.
Jarek Chu
Founder of Haven Residential
I've worked with Zendra on a number of loans, and he has always been easy to work with. We have needed unique/flexible loan structures to capture our needs, and he has been creative in loan structures to fund our projects. I look forward to working with them in the future!
Axel Ragnarsson
Founder of AREP
Our newest updates and insights
Updates, strategy, and lending playbooks from the team behind the capital.
Fund your next deal today!
Work with real people who understand deals and move quickly—funding in days, not weeks.
Fund your next deal today!
Work with real people who understand deals and move quickly—funding in days, not weeks.
Fund your next deal today!
Work with real people who understand deals and move quickly—funding in days, not weeks.